Terms & Conditions

FortKnoxster Ltd.

Suite 23 Portland House,
Glacis Road,
GX11 1AA Gibraltar

Updated: November 1st, 2021

These Terms of Service (“Terms”) cover your use and access to the Service named “FortKnoxster” (“Service”) provided by FortKnoxster Ltd. Our DieFi Crypto Suite (non-custodial Wallet, private messenger platform and upcoming beneficiary platform), is covered herein as the FortKnoxster Service, ‘the Service’. By using our Service, you agree and accept to be bound by these Terms and meet all eligibility requirements that we outline in these Terms. If you are using our Service for an organization or other legal entity, you confirm that you are duly authorized by the organization or legal entity to act on its behalf and are agree and accept these Terms on behalf of that organization. Any participation in our Service will mean acceptance of this agreement. If you do not agree to act by the Terms of Service, please do not use this Service. Please read these Terms carefully and in conjunction with our privacy policy. These Terms may change if any new updates/releases to our product. Therefore, it is your responsibility to check the Terms of Service from time to time for any changes. FortKnoxster Ltd. reserves the right to change this Terms of Service at any time.

Eligibility

To be eligible to use the Service, you warrant that you are at least 18 years old and you confirm that you comply with all rules, regulations and laws that apply to your jurisdiction. You agree that you will not use this Service for any prohibited actions. We reserve the right to refuse specific users access to the Service, should we suspect unlawful behavior. We reserve the right to change our eligibility criteria at any time.

Use of Service

You may access and use the Service in accordance with these Terms and Conditions and subject to any operating rules/contract or posted policies that appear on the website. Any use of the Service is at your sole risk and responsibility.
You represent and warrant, as a condition of use of the Service, that you will not use the Service for any purpose that is illegal, unlawful or prohibited. You shall not subject the FortKnoxster system to any spam, denial of service attacks, viruses or any action, activity or code that would interfere with the ordinary operation of the system.

The FortKnoxster Service zero-knowledge architecture means that only you have access to your encrypted communication and data and only you know its content. Therefore, using the Service you acknowledge that only you can access your data. You understand that FortKnoxster will not be able to recover any of your data lost, should you lose your password and/or recovery phrase. You agree to maintain the security of your password and recovery keys to the Service in a safe place and you will be fully responsible for all usage of the FortKnoxster Service. You shall immediately notify FortKnoxster Ltd at support@fortknoxster.com of any suspected unauthorized use of your password or account, of any loss or theft of your password or any other breach of security.

Account registration

DieFi Crypto Suite (non-custodial Wallet, private messenger platform and upcoming beneficiary platform), is covered here as the FortKnoxster Service, ‘the Service’.
To receive the Service, you will need to create a FortKnoxster account consisting of a username, provide an email address and create a password to register and agree to the terms of this Service. You are fully responsible for all activity that occurs under your FortKnoxster Account. The FortKnoxster account gives you access to the private messenger platform, which includes wallet and DeFi features, chat, calls, inbox and file storage.
Once you activate your FortKnoxster account, you will be requested to enable your account recovery key. This is a very important step. The design of FortKnoxster and the use of zero-knowledge technology means we do not have access to your account password or account recovery key. Therefore, you must keep your account recovery key in a safe place. In case you should lose your account recovery key and/or forget your password, you can no longer access your account.

Once account registration is completed, you have access to use the Service. The use of the Service requires that you have access to the Internet. You can access from a computer or a mobile device. The FortKnoxster app for iOS and Android can be downloaded from the app & google stores.
To create a FortKnoxster Wallet or import an existing wallet, you will be required to confirm and accept that you have read and understood these Terms & Conditions. A 24-word recovery phrase will be generated. It is your responsibility to store the recovery phrase in a safe and secure place. As the 24-word recovery phrase is the only master key to your wallet, you accept that it is your sole responsibility to store the master key to your wallet in a safe place. In addition, we will ask you to create a 6-digit passcode for your wallet. The passcode will be required to confirm your every transaction in the wallet. Under no circumstances shall FortKnoxster Ltd., or related companies be held liable for any loss of funds or damages, nor its employees, affiliates, partners or alike, should you lose your recovery phrase to your wallet. If you suspect any unauthorized access to your account or a security breach, you agree to notify us immediately.

Wallet account transactions

The FortKnoxster wallet operates over Ethereum-based blockchain and supports BTC, Ethereum and Binance Smart Chain. You agree that FortKnoxster cannot be held responsible and cannot be held liable for any transactions, such as (but not limited to) incorrect transfers, reversal of transfers, cancellation or modification of transfers by using the wallet. As the FortKnoxster wallet is non-custodial, you are 100% in control of the custody of your wallet. FortKnoxster has no access to your funds.

Know Your Customer (KYC)

FortKnoxster does not provide any financial services and therefore is not obliged to perform KYC checks on its users; the wallet is a non-custodial wallet which means FortKnoxster does not hold any of its users’ assets. Our fiat-to-crypto provider Coinify does require a successful KYC at the first transaction and our exchange provider Changelly can request a KYC from a user, based on their internal policies. By accepting these Terms of Service, you consent to our partners’ Terms of Service and Privacy Policy.

Privacy features

The FortKnoxster Service uses strong end-to-end encryption with advanced blockchain technology and zero-knowledge principles to protect its user’s online privacy.
FortKnoxster uses a zero-knowledge authentication scheme in which the user’s password never leaves the user’s device, keeping you in control of your private keys and confidential security information. FortKnoxster never transmits or stores passwords in plain text, as these are protected with a hash-based encryption for zero-knowledge authentication.
You agree to maintain the security of your account password and account recovery key, wallet passcode and wallet recovery phrase to the Service in a safe place and you will be fully responsible for all usage of the FortKnoxster Service. You shall immediately notify FortKnoxster Ltd at support@fortknoxster.com of any suspected unauthorized use of your password or account, of any loss or theft of your password or any other breach of security.

Permitted Use

You may access and use the Service in accordance with these Terms and Conditions and subject to any operating rules/contract or posted policies that appear on the website. Any use of the Service is at your sole risk and responsibility.

No Illegal Use

You represent and warrant, as a condition of use of the Service, that you will not use the Service for any purpose that is illegal, unlawful or prohibited. You shall not subject the FortKnoxster system to any spam, denial of service attacks, viruses or any action, activity or code that would interfere with the ordinary operation of the system.

Transferring Data

The customer agrees that FortKnoxster and its sub-processors may transfer encrypted content and data between their servers. By signing up to FortKnoxster the customer agrees to process data on its behalf and to provide the Services in accordance with FortKnoxster features and services. The customer acknowledges that its company users’ use of the service is subject to FortKnoxster’s Privacy Policy and understands how FortKnoxster collects, stores, and uses data and information. Customers will make their users familiar with FortKnoxster’s Privacy Policy and Terms of Service. If the customer is subject to i.e. EU data protection laws and other data protection laws, customers agree to follow and respect the terms of this law and others.

Indemnity

You agree to defend, indemnify and hold FortKnoxster Ltd., its subsidiaries and affiliates and directors, officers, agents, contractors, shareholders, partners and employees, harmless from and against any action, claim, demand, damage, loss, expense or liability, arising out of or relating to your violation of any of the Terms and Conditions of this agreement, the rights of any third party or your use or connection to this Service. The Service is provided “as is” and you agree to not hold FortKnoxster Ltd. responsible for any damages that arise as a result of the loss of use, data, information or profits connected to the performance of the Service. Furthermore, you will not hold FortKnoxster Ltd. liable, if any material is unintentionally released as the result of a security failure, vulnerability or force majeure.

Password

As we have no access to your FortKnoxster account or data, we cannot help you reset your account, should you lose your account password and recovery key. We can only offer you to set up a new account. Therefore, users need to ensure to keep all passwords in a safe place. Your FortKnoxster account password is used for signing into your account. Account recovery key (32 characters long), is needed to recover access to your account, should you lose or forget your password. The wallet recovery phrase is a 24-word phrase and is required to recover your wallet if you lose or change a device. The wallet passcode is a 6 digit code to confirm your transactions in your wallet.

Payment Policy

When upgrading to our PRO & PLATINUM features, you are requested to pay a yearly fee in FKX. Therefore, a wallet is required to make the transaction.
Billing. The upfront payment will cover 1 year of PRO or PLATINUM features. Before the period ends, an email notification will be sent to the user to alert them of the upcoming payment requirements due.
No Refunds. You may cancel your FortKnoxster PRO or PLATINUM Account at any time, but a refund of the remaining period will not be issued.
Downgrades. Your PRO or PLATINUM account will remain in effect until it is cancelled or terminated under these Terms. If you do not pay for your PRO or PLATINUM account on time, we reserve the right to suspend it or reduce your account to a free account/Basic account.
Changes. We may change the fees in effect but will give you advanced notice of these changes via a message to the email address associated with your account. Any changes will also be published within the FortKnoxster website.


Note: The pre-launch early bird offer on PRO and Platinum subscription is valid until 1st of June 2022 only. The DieFi Beneficiary platform will launch in June 2022 and your PRO or Platinum account will be activated then.

Intellectual Property

FortKnoxster Ltd. owns all rights, titles, and interest in and to all copyright, trademarks, trade secrets, patents or any other intellectual property of any kind or any proprietary rights in and to the Service and these rights titles and interests are protected to the fullest extent under Gibraltar and International laws. Without the prior written consent of FortKnoxster Ltd., you shall not use or permit any third party to use any trademarks or trade names and no content on this Service may be copied, reproduced or duplicated in any form or by any means whatsoever.

Links to Other Websites

Our site contains some links to other websites and online resources that are not owned or controlled by FortKnoxster Ltd.
FortKnoxster Ltd. has no control over, and therefore cannot assume responsibility for, the content or general practices of any of these third-party sites and/or services. Therefore, we strongly advise you to read the entire terms and conditions and privacy policy of any site that you visit as a result of following a link that is posted on our site.

Customer Files and Data

You understand that FortKnoxster uses strong cryptography to protect data and customer files. As a customer of FortKnoxster, you are fully and solely responsible and accountable for the content of customer files. By using the Services, you guarantee that you have all required permissions for each
Customer file – including copyright and other intellectual property rights – to distribute, transfer, store and/or make the content available online through the Services. You agree that your files and data used do not violate any person or applicable laws and regulations.

Entire Agreement

These Terms and Conditions set forth the entire agreement for the subject matter hereof and supersede all prior or contemporaneous communications and proposals, whether, electronic, oral or written, between you and FortKnoxster Ltd.

Waiver

The failure of FortKnoxster Ltd. to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.

Applicable Law

This Agreement shall be governed by and construed under the laws of Gibraltar. All actions commenced pursuant hereto shall be brought in a court of Gibraltar.

Intellectual property rights

The FortKnoxster site and its original content, features and functionality are owned by FortKnoxster Ltd. and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary right laws.

Changes

If FortKnoxster Ltd. is involved in a future merger, acquisition, reorganization or sale of our assets, your information may be transferred as part of this. We will notify you (for example, via a message to the email address associated with your account) of any such deal and outline it in detail.

Effect

This agreement comes into effect on the date of your completed registration with FortKnoxster Ltd. Use of the Service is your consent to the Terms of this agreement. FortKnoxster Ltd. may terminate this Service at any time.

Customer support

We will respond to support requests via email. If you have questions, ideas or concerns about our Services, please contact us at support@fortknoxster.com.